Take on 2024 with more cash!
Skip your FMCU loan payment
The coming year is going to be an exciting one for First Missouri Credit Union, and we look forward to the new year and all the possibilities it will bring. We’re helping you take on 2024 by giving you the option to skip your January loan payment(s)! Our annual skip-a-payment program that our members know and love is back, with some changes on where to find the form:
- Watch for an email to arrive in early December.
- Register now for skip-a-payment using the form on this page.
For a small fee, you can put off any or all of your eligible First Missouri Credit Union January 2024 loan payments through our Skip-A-Payment program (provided you’ve made your December 2023 payment).* Keep the money you would have spent on your payment(s) and give yourself extra cash to take on 2024!
Calculating your Skip-A-Payment fee is easy! Simply pay 10% of your normal monthly payment. Use this formula to determine the amount due:
January monthly payment x .10 = your fee
For example, if your normal payment is $289, multiply 289 by .10 to equal $28.90.
Minimum Skip-A-Payment (SAP) fee is $10. The maximum SAP fee is $50.
To register for the Skip-A-Payment program, please submit a Skip-A-Payment form noting your preferred payment method, and include a check or transfer fee(s) authorization ON OR BEFORE your January loan payment due date. You may do this by:
- Submitting this form online, OR
- Printing, completing and returning this form with your fee.
You choose how you want to take on 2024!
*Offer does not apply to mortgage or Visa® credit cards. Member must be current on all loan payments and make all December loan payments to participate. Interest will continue to accrue on loan(s) at the current rate, and the maturity date will be extended by one month. Contact FMCU for complete details.