First Missouri Credit Union High Interest Checking Accounts

High Interest Checking Accounts

Routing Number: 281081013

Enjoy one of the best yields in town with unlimited access! Earn 4.27% APY* on average daily balances up to $100,000 and up to $10 in ATM fee refunds. No monthly fee or minimum balance is required!

To qualify for monthly rewards:

  • Have a minimum of 15 debit card purchases post to account.
  • Have a minimum of one ACH credit or debit post to account.
  • Receive e-statements.

*APY=Annual Percentage Yield. APY accurate as of 10/1/23. Rates may change after account is opened. When you qualify, balances greater than $100,000 will receive 0.25% APY. If monthly qualifications are not met, the full average daily balance will earn 0.10% APY. Contact FMCU for complete details.

Visit either of our offices to sign up for your High Interest Checking account today.

This account has the ability to overdraft from your FMCU savings account, upon request.

Courtesy Pay Overdraft Protection

This is a convenient and safe option should you ever overdraw your checking account. To opt in, simply complete our overdraft protection opt-in form (PDF) This symbol indicates the resource links to a PDF document., and return it to either of our offices.


© 2023 First Missouri Credit Union
NMLS# 464105
Routing Number: 281081013


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