Welcome to First Missouri Credit Union



We serve those who live or work in:

  • Jefferson County
  • St. Louis County

Your family members can also join! With just a $25 initial deposit into a share/savings account, you can become a member and enjoy the benefits offered by First Missouri Credit Union. Visit either office to join, or contact us to learn more.

Community Involvement

Founders' Grant

Application Deadlines: March 31, June 30, Sept. 30 and Dec. 31

The program objectives for our grant fund are designed to promote thrift among our members, educate members in the prudent use of money and credit and improve the community in which we operate. The maximum grant amount awarded is $2,000. To be considered for a grant, please complete an application.

Shared Dividends

  • Bonus dividends are part of the First Missouri difference.

Community Reinvestment Grants

Warners’ Warm-Up

  • Thank you to everyone who helped us collect money for this annual area coat drive for children in need!


First Missouri Credit Union was the first credit union to be chartered in the state in 1927. As a member-owned, not-for-profit financial cooperative, all members share in the net profits of the credit union by receiving dividends on their savings. These savings, in turn, are pooled to make low-cost loans to fellow members.

Privacy, Security & Fraud


First Missouri Credit Union’s privacy notice information is reviewed and posted annually for member examination. Interested members may also request a hard copy notice by contacting the credit union. Privacy notice information outlines the important guidelines that determine how we handle your personal financial information and help ensure a high standard of confidentiality.


Your money (up to $250,000) is fully insured by the National Credit Union Administration, an agency of the federal government. Your IRA funds are separately insured up to $250,000. The NCUA is the strongest federally insured deposit agency - keeping your money safe at the credit union.


Help First Missouri Credit Union protect your account and cards from fraud by making sure your account is up to date with your most current email address and mobile number.

First Missouri Credit Union now has another layer of security between you and would-be fraudsters … and there’s no cost to you! Text and email notifications are available when suspected fraudulent transactions are authorized using your Visa® debit card.

These notifications will give you the opportunity to either:

  • Confirm the authorization in question is fraudulent, effectively blocking the card from further use, or
  • Verify the transaction’s validity, preventing any stoppage in card usage.

All Visa debit cardholders will automatically be enrolled in this free service. If you have any questions about this service, need to provide updated contact information or wish to opt out, please contact our office and speak to one of our member service representatives.


First Missouri Credit Union, a growing credit union, is an equal opportunity employer.

Member Service Representative and Loan Officer

First Missouri Credit Union, Missouri's oldest and longest-serving credit union, is seeking the right candidate to work with our members to build trust and long-term relationships through personalized service and financial education. Please send your resume to hr-mark@1stmocu.org.

General Summary

Your primary function is to serve the Credit Union membership in person and via telephone efficiently, effectively and accurately; as well as educating the membership, one member at a time, about FMCU products and services that could benefit them personally.

Essential Functions
  1. Welcomes members to the credit union and provides routine information concerning services in accordance with credit union policies.
  2. Open new accounts and handle member requests including but not limited to password resets, online banking/debit card issues and changes to member accounts.
  3. Suggest credit union services that meet member needs by continually demonstrating a strong desire to inform and educate the membership.
  4. Ability to handle a high volume of phone calls and multitask.
  5. Full mastery of the loan application and closing process.
  6. Has shown the ability to make quality loan decisions.
  7. Ability to generate sales leads from existing book of business by cross selling as well as referrals.
Secondary Functions
  1. Tasks assigned by the Member Service Manager, Operations VP or President/CEO.
  2. Support of administrative department when requested.
  3. Provide back-up/coverage to other departments, when necessary.
  4. Proficiency in solving member in-branch issues, including branch equipment.
Skills, Knowledge & Experience
  • High school diploma or some college preferred
  • Positive attitude with excellent interpersonal skills
  • High aptitude in working with computer applications, including assisting others
  • Superior communication and demonstration skills
Preferred Background
  • One or more years of experience in a financial institution, service environment and/or lending.
  • Goal oriented with a cross sell aptitude.
  • Organized, able to manage time and pay attention to detail

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