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When you apply for a loan with First Missouri Credit Union, be sure to ask us about our payment protection options.
First Missouri Credit Union offers low-cost GAP coverage with our vehicle loans! You may be unfamiliar with GAP coverage - and how much money it can save you. In the event of your vehicle's theft or collision, your regular auto insurance is designed to pay the lender the vehicle's current cash value, not the current loan balance. The difference can be thousands of dollars, and you are responsible for the "gap" between the insurance settlement and your loan balance. If you have GAP, the coverage provider pays the difference - not you.
You should consider GAP coverage if you:
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