First Missouri Credit Union Youth Accounts

YOUTH ACCOUNT

At First Missouri Credit Union, kids are members too! Parents, grandparents, aunts and uncles: If you're a member, the children in your life are probably eligible for FMCU membership as well. Get the young ones in your life on the road to financial success with a financial institution you trust!

To open an account for kids and teens up to age 16, all you need to get started is:

  • $5 to deposit
  • Their Social Security number
  • A parent or guardian with identification as joint owner
  • A parent- or guardian-approved email address
Mo the Money Man

First Missouri's simple youth account solutions include the same personal attention and convenient products you have come to appreciate. We foster education, help develop financial independence and give our young members a smart financial start and partnership that will benefit them for a lifetime. Be like Brandon, and enjoy membership at any age!

First Savers For ages 0-12

Super Savers Squad

Join MO the Money Man and his friend on their financial adventures!

MO the Money Man uses his financial strength and knowledge to save young members from the pitfalls of money dangers. He'll keep you in the know as opportunities continue to grow. Since we'll have a parent-approved email address listed on your account, you'll be the first to know what is happening at FMCU!
MO the Money Man, introduced May 2024
MO the Money Man, introduced May 2024
Phineas the Phiduciary is an older and wiser squad member. He uses his trust and years of experience to help young members and their parents take advantage of opportunities they may not know about.
Phineas the Phiduciary, introduced January 2025
Phineas the Phiduciary, introduced January 2025

 

Visa® Debit Card

Phineas wants parents and kids alike to know that young members who are 12 years or older could be eligible for a FMCU debit card!

Debit Cards 4 Kids

 

Report Card Bonus

Phineas encourages student members ages 16 and younger to watch our website, their emails and FMCU's Facebook page in January and June to submit semester report cards with an A or B average for $$$.

A+ Report Card

NEWS

© 2025 First Missouri Credit Union
NMLS# 464105
Routing Number: 281081013


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