VEHICLE LOANS

First Missouri Credit Union offers no-hassle new and used vehicle loans with fixed rates and flexible terms and without hidden fees and pre-payment penalties. Applying is fast and easy - whether you want pre-approval before buying or just want to transfer your loan from another lender.

Auto Loans

Finance your car, truck, SUV or van with First Missouri Credit Union, and you'll learn what industry experts, including Datatrac, already know: year after year, our rates are the best in the St. Louis area! Combine this with our local decisions and personal service, and we can't be beat!

Recreational Loans

Your adventure awaits, and First Missouri Credit Union can get you ready. We'll finance your RV, trailer, boat, ATV, motorcycle and more without jacking up your rate or wrecking your budget. Hit the open road (or open water) knowing you're getting the best financing around.

Title Loans

Title loans from nationwide lenders have a reputation for preying on people with their never-ending fees, 100% interest rates, and deceitful practices while enjoying hearty profits. At First Missouri Credit Union, our title loans have a good reputation. We provide local service to members who need cash quickly by refinancing their paid-off vehicle.

Tractor Trailer Loans

Own the road with help from First Missouri Credit Union. We’ll work with you to get you the affordable credit you need to buy your big rig. With several down-payment options, these loans are perfect for the well-traveled owner-operator, as well as over-the-road drivers interested in becoming an owner-operator.

Member Rewards

Get up to 0.25% off your vehicle loan rate by having multiple services with us! It’s all part of our Member Rewards program. Get 0.10% off your rate for each of the services you have at First Missouri Credit Union (up to 0.25%):

  • Certificate of Deposit
  • Checking Account
  • Christmas Share Savings Account
  • Home Equity Line of Credit
  • IRA Share Account
  • Mortgage
  • Personal Loan
  • Preferred Share Account
  • Vehicle Loan
  • Visa® Credit Card

Contact us for complete details!

Guaranteed Asset Protection (GAP)

First Missouri Credit Union offers low-cost GAP coverage with our vehicle loans! You may be unfamiliar with GAP coverage – and how much money it can save you. In the event of your vehicle’s theft or collision, your regular auto insurance is designed to pay the lender the vehicle's current cash value, not the current loan balance. The difference can be thousands of dollars, and you are responsible for the “gap” between the insurance settlement and your loan balance. If you have GAP, the coverage provider pays the difference – not you.

You should consider GAP coverage if you:

  • Finance a vehicle for 60 months or more.
  • Put less than 20 percent down.
  • Roll negative equity from a previous vehicle loan into a new vehicle loan.
  • Drive more than 15,000 miles annually.
  • Purchase a vehicle with a history of high depreciation rates.

View our vehicle loan rates
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