Kasasa Cash Checking Accounts

Routing Number: 281081013

Free checking plus high rates – it's time to make the most of your money! With no minimum balance requirement or monthly fees, you're eligible for the following when you qualify:

  • Earn 2.25% APY on balances up to $10,000*
  • Earn 0.25% APY on balances greater than $10,000*
  • Get up to $10 in ATM fees refunded

To qualify each month, accountholders must:*

  • Have at least 15 debit card purchases post and settle
  • Have one automatic payment (ACH) or direct deposit post and settle
  • Be enrolled in and agree to receive e-statements

*APY=Annual Percentage Yield. APY accurate as of 01/11/17. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 ($5 per single transaction) and credited to account on the first business day of the next monthly statement cycle; (2) balances up to $10,000 receive APY of 2.25%; and (3) balances over $10,000, resulting in a 2.25% - 0.43% APY, depending on the balance. If qualifications are not met, all balances earn 0.10% APY. Qualifying transactions must post to and settle to account during monthly qualification cycle. Transactions may take one or more business days from the date transaction was made to post to and settle to account. ATM-processed transactions do not count towards qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions. "Monthly Qualification Cycle" means a period beginning on the first day of each month through the last day of each month. ATM receipt must be presented for reimbursement of an individual ATM fee of $5 or higher. Contact FMCU for complete details.


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